Read building claims, denials, deductibles, repairs and unresolved causes before buying a Phuket condo.
A policy schedule does not show the loss history
Ask the juristic person for recent claim registers, insurer correspondence, adjuster reports, settlements, denials and repair evidence. Trace each water, storm, fire, lift or liability event to its root cause and confirm whether the affected common asset was fully restored.
Check excess allocation, premium changes, exclusions, open claims and owner assessments. Pair the evidence with reserve custody, water-ingress checks and buyer service.
Next step
Phuket Stay Pro can add loss-history questions to condo due diligence.
Fact check
Coverage, disclosure, claims, exclusions and repair responsibility vary by policy, event, building and date. Verify originals with qualified advisers.
Need a pre-purchase check?
Phuket Stay Pro helps buyers compare areas, shortlist suitable properties, verify developers, and prepare the right legal questions before a deposit or contract signing.
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