Separate the building policy from the cover an owner, occupier or landlord still needs.
A master policy rarely answers every owner risk
Request the current policy schedule, insured values, exclusions, deductibles, claims history and renewal terms from the juristic office. Map cover for structure, common property, water damage, storms, fire, machinery, public liability and loss of income. Then identify what remains inside the unit and who pays each deductible.
Match personal contents, improvements, landlord liability and rental interruption cover to the intended use. Confirm notification duties and whether alterations or short stays affect cover. Read the juristic financial checklist, property insurance guide and buyer service.
Next step
Fact check
Policies, insured values, exclusions, deductibles, claims and availability change. Obtain current documents and advice from licensed Thai insurance and legal professionals.
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