A master policy rarely answers every owner risk

Request the current policy schedule, insured values, exclusions, deductibles, claims history and renewal terms from the juristic office. Map cover for structure, common property, water damage, storms, fire, machinery, public liability and loss of income. Then identify what remains inside the unit and who pays each deductible.

Match personal contents, improvements, landlord liability and rental interruption cover to the intended use. Confirm notification duties and whether alterations or short stays affect cover. Read the juristic financial checklist, property insurance guide and buyer service.

Next step

Phuket Stay Pro can reconcile building records, unit condition and insurance questions before purchase.

Fact check

Policies, insured values, exclusions, deductibles, claims and availability change. Obtain current documents and advice from licensed Thai insurance and legal professionals.